Healthy Zehne: only for better earning?
If the current legislation is concerned, the legally insured persons are at best entitled to a bit that will find out its naturally functional nature: the statutory health insurance companies only arise for costs that are welcome by the medical necessity.This is meant to maintain the functionality of the bit, optical or ease motivation remain unnoticed.Implants or orthodontic treatment are only subsidized by the statutory health insurance companies under scheduled conditions, as an insured, they have to pay a significant share without dental insurance.But what are implants and what regulations does your dentist have to consider without dental supplementary insurance?What role does your bonus booklet play for the fixed cost grant and what is the hewing regulation?And how can you reduce the costs for dentures by adding dental insurance?
Implants â € “The replacement for strongly shaken Zehne
Implants are a form of dentures.Your dentist will recommend an implant if the naturally tooth is destroyed and cannot be restored by a fuff or crown.The defective tooth must be removed and replaced by an implant.The dentist attaches a screw to your jaw, a kitchen tooth is attached to the screw.The kitchen tooth is fixed for the time being, the teeth will again recover its full functionality.Modern dentistry is so far developed today that every defective tooth can be replaced by a competent dentist.This leaves your teeth even if your naturally tooth substance has the first defects.
However, the benefits of the statutory health insurance companies are overlapping in this type of denture.The cost refunds for implantological services over the expression of the statutory health insurance companies considerably, because this only pays the costs for a good basic supply.Only with an innate misaligned jaws there is an opportunity to obtain reimbursement by the statutory health insurance company.Implants go far beyond the basic care classified by the statutory health insurance companies.The statutory health insurance only pays a fixed cost grant of 50 percent without a bonus (approx..320 EUR) and 60-65 percent with bonus (approx..384 EUR to EUR 416) in the Höhe, which would be incurred for a broken.The average treatment costs for an implant are 3.250 EUR.You can obtain a second opinion from another dentist, but at the fundamentally high costs for dental implants, even the cost comparison nothing would be.
Orthodontic treatments â € “just for children and adolescents?
Orthodontic treatment is necessary if a dental or jaw misalignment must be treated.This is also the case with children in school age, but an intact dentition can also be changed in adults by a misaligned jaw.If, for example, individual wisdoms come through with increasing age, so far it has so far been moving to the pine that is too tight and treatment of the tooth misalignment is then not only advisable from optical greater.The statutory health insurance companies provide for a classification of dental and jaw misalignment in the so-called KIG levels.
In the case of a slight misaligned jaw of KIG levels 1 and 2, no cost refunds apply to legally insured persons.Only from a determined KIG level 3 with a pronounced malposition is an immediate reimbursement of the treatment costs in terms of 80 to 90 percent, the rest is taken by the GKV after successfully completing the therapy.A good dentist will stop the patient in the treatment of continuously working in order not to make the reimbursement of costs by the health insurance company.For people who 18.Have reached the age of life, the statutory health insurance company only pays reimbursement in the event of serious malpositions.Without dental insurance, you have to pay for this treatment yourself.The same applies to additional services that can be carried out from optical or cosmetic reasons.Handling of the statutory health insurance companies
Both the hedgehog regulation as well as the bonus book and the fixed cost grant are only suitable for legally insured persons to reduce the own contribution in quality or orthodontic treatments.Head control only applies to the insured, whose gross income per month in 2013 at 1.EUR 078 in the old federal lines and EUR 910 in the new federal sodies.You can apply for the double cost grant, provided that the hewing regulation is recognized by the health insurance company.The subsidy is given if you have regularly followed the bonus booklet in the last FUUNF or ten calendar years before the start of treatment with your dentist.
In order to reduce the costs for expensive dentures and orthodontic devices, it is recommended that the dental insurance are recommended.You should already complete this before your dentist has a treatment.You will not receive any tariff services for takeover that are medically necessary, advised or planned before the application is applied.It may also be that your insurer rejects the application for your dental supplementary insurance if treatment is already in prospect.Before the contract is concluded, you use a dental supplementary comparison to the dental supplementary insurance with the orthodontist insurance promises the best benefits at cheap costs.A look at a dental insurance test is also advisable.With a current dental insurance test and an objective dental supplementary insurance comparison, you should easily find the dental supplementary insurance, which corresponds exactly to your personal wishes.
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